{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-034756","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2024-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.212821+00:00","generated_at":"2026-05-31T14:53:09.848123+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"First Northern Q2 net income $4.4M ($0.29 EPS), down 3.1% YoY; NIM improves to 3.65%","bullets":["Net income $4.4M for Q2 2024 vs $4.6M in Q2 2023; diluted EPS $0.29 vs $0.30.","Six-month net income $8.7M ($0.57 EPS), down 13.5% from $10.1M ($0.66 EPS) year ago.","Net interest margin rose 16 bps to 3.65% from Q1 2024; non-interest expenses down $0.9M (8.3%) quarter-over-quarter.","Total assets $1.89B (-1.3% YoY); loans up 3.0% to $1.05B; deposits down 2.9% to $1.71B.","Book value per share $10.75, up 3.0% from March 31, 2024; bank remains well capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-034756","json":"https://secwatch.observer/filing/0001140361-24-034756.json","markdown":"https://secwatch.observer/filing/0001140361-24-034756.md","text":"https://secwatch.observer/filing/0001140361-24-034756.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000114036124034756/0001140361-24-034756-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000114036124034756/ef20033284_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:53:09.848123+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}