{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-034945","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2024-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.828324+00:00","generated_at":"2026-05-31T14:48:09.334831+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Broadway Financial Q2 net earnings $269k, $0.03 EPS; H1 earnings fall to $105k from $1.8M","bullets":["Q2 net income $269k ($0.03 diluted EPS) vs $243k ($0.03) YoY; H1 net income $105k ($0.01) vs $1.8M ($0.20) YoY.","Net interest income $7.9M (+8.9% YoY); net interest margin compressed to 2.41% from 2.52%.","Total gross loans $946.8M (+6.6% from Dec 2023); total deposits $687.4M (+$4.7M).","Non-interest expense $7.3M (+13.4% YoY) on compensation and benefits for new hires and controls remediation.","Stockholders' equity $282.3M (20.7% of assets); book value $14.49 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-034945","json":"https://secwatch.observer/filing/0001140361-24-034945.json","markdown":"https://secwatch.observer/filing/0001140361-24-034945.md","text":"https://secwatch.observer/filing/0001140361-24-034945.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036124034945/0001140361-24-034945-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036124034945/ef20033329_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:48:09.334831+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}