---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-24-034945"
form_type: "8-K"
ticker: "BYFC"
cik: "0001001171"
company_name: "BROADWAY FINANCIAL CORP \\DE\\"
filed_at: "2024-07-30T23:59:59+00:00"
generated_at: "2026-05-31T14:48:09.334831+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Broadway Financial Q2 net earnings $269k, $0.03 EPS; H1 earnings fall to $105k from $1.8M

## Summary
- Q2 net income $269k ($0.03 diluted EPS) vs $243k ($0.03) YoY; H1 net income $105k ($0.01) vs $1.8M ($0.20) YoY.
- Net interest income $7.9M (+8.9% YoY); net interest margin compressed to 2.41% from 2.52%.
- Total gross loans $946.8M (+6.6% from Dec 2023); total deposits $687.4M (+$4.7M).
- Non-interest expense $7.3M (+13.4% YoY) on compensation and benefits for new hires and controls remediation.
- Stockholders' equity $282.3M (20.7% of assets); book value $14.49 per share.

## SEC filing metadata
- accession: 0001140361-24-034945
- form_type: 8-K
- ticker: BYFC
- cik: 0001001171
- company_name: BROADWAY FINANCIAL CORP \DE\
- filed_at: 2024-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1001171/000114036124034945/0001140361-24-034945-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1001171/000114036124034945/ef20033329_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-24-034945
- JSON: https://secwatch.observer/filing/0001140361-24-034945.json
- Plain text: https://secwatch.observer/filing/0001140361-24-034945.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.