{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-043562","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.623721+00:00","generated_at":"2026-05-30T13:35:22.892322+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Farmers & Merchants Bancorp reports record Q3 net income $22.1M, EPS $29.96; major share repurchase","bullets":["Record net income $22.1M ($29.96 diluted EPS), up 2.5% YoY on a per share basis.","Net interest margin widened to 4.07% from 3.91% in Q2; average deposit cost fell to 1.39%.","Regulatory capital ratios well above well-capitalized thresholds; TCE ratio 10.91%.","New $55M share repurchase authorized; on Oct 3 bought 37,990 shares ($34.8M) from a deceased shareholder's trust.","Credit quality strong: only $677K non-accrual loans, allowance for credit losses 2.11%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-043562","json":"https://secwatch.observer/filing/0001140361-24-043562.json","markdown":"https://secwatch.observer/filing/0001140361-24-043562.md","text":"https://secwatch.observer/filing/0001140361-24-043562.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124043562/0001140361-24-043562-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124043562/ef20037317_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:35:22.892322+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}