Farmers & Merchants Bancorp establishes 2025 Restricted Stock Retirement Plan

FARMERS & MERCHANTS BANCORP

Board approved form of Restricted Stock Award Agreement under the new 2025 Plan.
Plan covers employees, named executive officers, and non-employee directors.
Shares vest on a schedule; full acceleration on death, disability, or change in control.
Committee may accelerate vesting upon retirement; unvested shares forfeited on other termination.

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