{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-001581","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.867051+00:00","generated_at":"2026-05-27T18:20:14.463406+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Greene County Bancorp Q2 net income $7.5M, up 31% YoY; record assets $2.97B","bullets":["Net income $7.5M ($0.44 per share) for Dec 31, 2024 quarter vs $5.7M ($0.34) a year ago; six-month net income $13.8M.","Total assets $2.97B (record), net loans $1.53B (record), deposits $2.47B at Dec 31, 2024.","Net interest margin improved to 2.04% for quarter from 1.94% a year ago; net interest income up $1.7M to $14.1M.","Provision for credit losses on loans $505K for quarter vs $183K prior; allowance 1.30% of loans.","Noninterest income up 11.4% to $3.9M; noninterest expense up 0.6% to $9.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-001581","json":"https://secwatch.observer/filing/0001140361-25-001581.json","markdown":"https://secwatch.observer/filing/0001140361-25-001581.md","text":"https://secwatch.observer/filing/0001140361-25-001581.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125001581/0001140361-25-001581-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125001581/ef20041976_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T18:20:14.463406+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}