---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-010215"
form_type: "8-K"
ticker: "AAME"
cik: "0000008177"
company_name: "ATLANTIC AMERICAN CORP"
filed_at: "2025-03-25T23:59:59+00:00"
generated_at: "2026-05-24T06:13:24.553724+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# Atlantic American Q4 net income $0.4M vs loss $2.2M YoY; full year loss widens; declares $0.02 dividend

## Summary
- Q4 2024 net income $0.4M ($0.02 diluted EPS) compared to Q4 2023 net loss $2.2M (-$0.11 EPS).
- Full year 2024 net loss $4.3M (-$0.23 EPS) vs 2023 net loss $0.2M (-$0.03 EPS).
- Q4 improvement driven by favorable loss experience in life & health (group life and Medicare supplement).
- Full year loss increased due to unfavorable property & casualty claims in automobile liability line.
- Board declares annual dividend $0.02/share, payable April 23, 2025 to holders of record April 9, 2025.

## SEC filing metadata
- accession: 0001140361-25-010215
- form_type: 8-K
- ticker: AAME
- cik: 0000008177
- company_name: ATLANTIC AMERICAN CORP
- filed_at: 2025-03-25T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/8177/000114036125010215/0001140361-25-010215-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/8177/000114036125010215/ef20046026_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-010215
- JSON: https://secwatch.observer/filing/0001140361-25-010215.json
- Plain text: https://secwatch.observer/filing/0001140361-25-010215.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.