{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-014716","form_type":"8-K","ticker":"TRST","cik":"0000357301","company_name":"TRUSTCO BANK CORP N Y","filed_at":"2025-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.959409+00:00","generated_at":"2026-05-23T10:44:14.420390+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"TrustCo Q1 net income up 17.7% to $14.3M; announces share repurchase program","bullets":["Diluted EPS of $0.75 vs $0.64 a year ago; net interest income rose 10.4% to $40.4M.","Average loans grew $104.7M (2.1%) and deposits $103.3M (1.9%) year-over-year.","Book value per share increased 6.0% to $36.16; equity-to-assets ratio improved to 10.85%.","Authorized stock repurchase of up to 1 million shares (~5% of outstanding).","Credit quality stable with NPLs at 0.37% of total loans; wealth management fees up 16.7%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-014716","json":"https://secwatch.observer/filing/0001140361-25-014716.json","markdown":"https://secwatch.observer/filing/0001140361-25-014716.md","text":"https://secwatch.observer/filing/0001140361-25-014716.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357301/000114036125014716/0001140361-25-014716-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357301/000114036125014716/ef20047695_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T10:44:14.420390+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}