{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-014865","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.418377+00:00","generated_at":"2026-05-23T08:58:22.270360+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Greene County Bancorp Q3 net income $8.1M (+37% YoY); total assets surpass $3B milestone","bullets":["Net income $8.1M for quarter ($0.47 EPS) vs $5.9M ($0.34) prior year; nine-month net income $21.8M.","Total assets reached $3.0B, up 6.5% from June 2024; net loans $1.6B, deposits $2.7B, both record highs.","Net interest margin expanded to 2.32% from 1.90% YoY; net interest income rose $3.9M to $16.2M.","Pre-provision net income $24.0M for nine months, up 26.6% from $19.0M; ROAA 1.04%, ROAE 13.40%.","Provision for credit losses on loans $2.3M YTD vs $922K prior year due to loan growth and CECL model."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-014865","json":"https://secwatch.observer/filing/0001140361-25-014865.json","markdown":"https://secwatch.observer/filing/0001140361-25-014865.md","text":"https://secwatch.observer/filing/0001140361-25-014865.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125014865/0001140361-25-014865-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125014865/ef20047776_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T08:58:22.270360+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}