{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-016079","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.120820+00:00","generated_at":"2026-05-23T04:37:25.697458+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Broadway Financial Q1 net loss widens to $1.2M on higher loan loss provision and expenses","bullets":["Net loss attributable to common stockholders $1.2M, diluted loss ($0.14) vs. ($0.02) a year ago.","Net interest income up 6.9% to $8.0M; net interest margin expanded 43 bps to 2.70%.","Provision for credit losses rose to $689k from $260k, driven by one new non-accrual loan.","Deposits grew 4.2% to $776.5M; borrowings cut 60.1% to $78M, reducing cost of funds.","Non-interest expense up 5.7% to $8.3M, reflecting higher compensation including $122k severance."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-016079","json":"https://secwatch.observer/filing/0001140361-25-016079.json","markdown":"https://secwatch.observer/filing/0001140361-25-016079.md","text":"https://secwatch.observer/filing/0001140361-25-016079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036125016079/0001140361-25-016079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036125016079/ef20048022_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:37:25.697458+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}