---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-016079"
form_type: "8-K"
ticker: "BYFC"
cik: "0001001171"
company_name: "BROADWAY FINANCIAL CORP \\DE\\"
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T04:37:25.697458+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Broadway Financial Q1 net loss widens to $1.2M on higher loan loss provision and expenses

## Summary
- Net loss attributable to common stockholders $1.2M, diluted loss ($0.14) vs. ($0.02) a year ago.
- Net interest income up 6.9% to $8.0M; net interest margin expanded 43 bps to 2.70%.
- Provision for credit losses rose to $689k from $260k, driven by one new non-accrual loan.
- Deposits grew 4.2% to $776.5M; borrowings cut 60.1% to $78M, reducing cost of funds.
- Non-interest expense up 5.7% to $8.3M, reflecting higher compensation including $122k severance.

## SEC filing metadata
- accession: 0001140361-25-016079
- form_type: 8-K
- ticker: BYFC
- cik: 0001001171
- company_name: BROADWAY FINANCIAL CORP \DE\
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1001171/000114036125016079/0001140361-25-016079-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1001171/000114036125016079/ef20048022_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-016079
- JSON: https://secwatch.observer/filing/0001140361-25-016079.json
- Plain text: https://secwatch.observer/filing/0001140361-25-016079.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.