{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-016673","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.464827+00:00","generated_at":"2026-05-23T01:55:32.458096+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"medium","headline":"Farmers & Merchants Bancorp Q1 2025 update: Assets $5.7B, NIM 4.20%, ROA 1.70%","bullets":["Total assets $5.7B, risk-based capital ratio 15.23%, tangible common equity 10.40%.","Net interest margin 4.20%, ROA 1.70%, ROE 15.65% as of Q1 2025.","33 locations, 380 employees, over 100 years of ag lending expertise; 15th largest ag lender in US.","Founded 1916, headquartered in Lodi, CA; expanded into San Francisco Bay Area in 2013."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-016673","json":"https://secwatch.observer/filing/0001140361-25-016673.json","markdown":"https://secwatch.observer/filing/0001140361-25-016673.md","text":"https://secwatch.observer/filing/0001140361-25-016673.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036125016673/0001140361-25-016673-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036125016673/ef20048285_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:55:32.458096+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}