---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-016673"
form_type: "8-K"
ticker: "FMCB"
cik: "0001085913"
company_name: "FARMERS & MERCHANTS BANCORP"
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T01:55:32.458096+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# Farmers & Merchants Bancorp Q1 2025 update: Assets $5.7B, NIM 4.20%, ROA 1.70%

## Summary
- Total assets $5.7B, risk-based capital ratio 15.23%, tangible common equity 10.40%.
- Net interest margin 4.20%, ROA 1.70%, ROE 15.65% as of Q1 2025.
- 33 locations, 380 employees, over 100 years of ag lending expertise; 15th largest ag lender in US.
- Founded 1916, headquartered in Lodi, CA; expanded into San Francisco Bay Area in 2013.

## SEC filing metadata
- accession: 0001140361-25-016673
- form_type: 8-K
- ticker: FMCB
- cik: 0001085913
- company_name: FARMERS & MERCHANTS BANCORP
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1085913/000114036125016673/0001140361-25-016673-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1085913/000114036125016673/ef20048285_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-016673
- JSON: https://secwatch.observer/filing/0001140361-25-016673.json
- Plain text: https://secwatch.observer/filing/0001140361-25-016673.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.