---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-018583"
form_type: "8-K"
ticker: "AAME"
cik: "0000008177"
company_name: "ATLANTIC AMERICAN CORP"
filed_at: "2025-05-13T23:59:59+00:00"
generated_at: "2026-05-21T19:32:27.353623+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Atlantic American swings to Q1 net income of $0.8M from loss of $2.0M

## Summary
- Net income $0.8M ($0.03 diluted EPS) vs net loss of $2.0M ($0.10 EPS) in Q1 2024.
- Premium revenue up 5.3% to $46.9M from $44.6M; operating income $0.3M vs operating loss $2.4M.
- Life and health operations drove improvement on higher premiums and favorable loss experience.
- Property and casualty segment faced elevated losses; recent rate adjustments expected to help.
- Chairman Howell expressed confidence in long-term growth and outlook for remainder of 2025.

## SEC filing metadata
- accession: 0001140361-25-018583
- form_type: 8-K
- ticker: AAME
- cik: 0000008177
- company_name: ATLANTIC AMERICAN CORP
- filed_at: 2025-05-13T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/8177/000114036125018583/0001140361-25-018583-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/8177/000114036125018583/ef20048754_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-018583
- JSON: https://secwatch.observer/filing/0001140361-25-018583.json
- Plain text: https://secwatch.observer/filing/0001140361-25-018583.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
