{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-020049","form_type":"8-K","ticker":"TRST","cik":"0000357301","company_name":"TRUSTCO BANK CORP N Y","filed_at":"2025-05-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.959681+00:00","generated_at":"2026-05-20T23:06:43.263052+00:00","sec_items":["5.07","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"TrustCo Bank Q1 net income $14.3M, up 17% YoY; book value $36.16","bullets":["Q1 2025 net income $14.3M, up 17% from $12.1M in Q1 2024; diluted EPS $2.57 for FY2024.","Book value per share $36.16, up $2.04 YoY; NIM (YTD) 2.64%.","Loan growth 2.2% YoY; seven consecutive quarters of net recoveries.","CET1 ratio 19.30%, Tier 1 leverage 11.05%; consolidated equity to assets 10.85%.","Shareholders elected all nine director nominees with >89% support; auditor ratification with 97.87%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-020049","json":"https://secwatch.observer/filing/0001140361-25-020049.json","markdown":"https://secwatch.observer/filing/0001140361-25-020049.md","text":"https://secwatch.observer/filing/0001140361-25-020049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357301/000114036125020049/0001140361-25-020049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357301/000114036125020049/ef20049522_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T23:06:43.263052+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}