---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-025732"
form_type: "8-K"
ticker: "HBAN"
cik: "0000049196"
company_name: "HUNTINGTON BANCSHARES INC /MD/"
filed_at: "2025-07-14T23:59:59+00:00"
generated_at: "2026-05-18T06:48:39.035517+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Huntington to acquire Veritex for ~$1.9B in stock; prelim Q2 EPS $0.34 up 13% YoY

## Summary
- 1.95 HBAN shares per VBTX share; implied $33.91/sh; aggregate ~$1.9B; close expected early Q4 2025.
- Prelim Q2 EPS $0.34 (flat QoQ, +13% YoY); NII $1.5B (+12% YoY); avg loans $133.2B (+2% QoQ).
- Net charge-offs 0.20% (down 6bps QoQ); TBV $9.13 (+4% QoQ); ACL $2.5B (1.86% of loans).
- Deal expected modestly accretive to EPS, neutral to capital, slightly dilutive to TBV with ~1yr payback.
- Veritex CEO Malcolm Holland to join as non-executive Chairman of Texas; Huntington commits $10M philanthropy.

## SEC filing metadata
- accession: 0001140361-25-025732
- form_type: 8-K
- ticker: HBAN
- cik: 0000049196
- company_name: HUNTINGTON BANCSHARES INC /MD/
- filed_at: 2025-07-14T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/49196/000114036125025732/0001140361-25-025732-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/49196/000114036125025732/ef20051952_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-025732
- JSON: https://secwatch.observer/filing/0001140361-25-025732.json
- Plain text: https://secwatch.observer/filing/0001140361-25-025732.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.