{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-026900","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.261803+00:00","generated_at":"2026-05-18T03:08:35.123424+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Greene County Bancorp posts record $31.1M net income for FY2025; expands to Saratoga County","bullets":["Net income $31.1M ($1.83/diluted share) for FY2025, up 25.7% from $24.8M ($1.45) prior year.","Q4 net income $9.3M ($0.55/share), up 38.6% from $6.7M ($0.40) prior year Q4.","Total assets reached $3.0B record; net loans $1.6B, deposits $2.6B.","Plans first branch in Saratoga County, expanding to 6 counties in New York.","Net interest margin improved to 2.19% for FY2025 from 1.98% prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-026900","json":"https://secwatch.observer/filing/0001140361-25-026900.json","markdown":"https://secwatch.observer/filing/0001140361-25-026900.md","text":"https://secwatch.observer/filing/0001140361-25-026900.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125026900/0001140361-25-026900-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125026900/ef20052447_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:08:35.123424+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}