secwatch.observer — SEC 8-K summary
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Issuer:     GREENE COUNTY BANCORP INC (GCBC)
CIK:        0001070524
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001140361-25-026900
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Greene County Bancorp posts record $31.1M net income for FY2025; expands to Saratoga County
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- Net income $31.1M ($1.83/diluted share) for FY2025, up 25.7% from $24.8M ($1.45) prior year.
- Q4 net income $9.3M ($0.55/share), up 38.6% from $6.7M ($0.40) prior year Q4.
- Total assets reached $3.0B record; net loans $1.6B, deposits $2.6B.
- Plans first branch in Saratoga County, expanding to 6 counties in New York.
- Net interest margin improved to 2.19% for FY2025 from 1.98% prior year.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1070524/000114036125026900/0001140361-25-026900-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1070524/000114036125026900/ef20052447_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-25-026900

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