{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-027883","form_type":"8-K/A","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.101692+00:00","generated_at":"2026-05-17T22:43:31.597666+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Broadway Financial revises Q1 2025 results; $1.9M wire fraud loss drives net loss of $1.9M","bullets":["Net loss of $1.9M ($0.21 diluted EPS) vs. loss of $164K in Q1 2024; net loss attrib. to common $2.6M ($0.30/share).","Non-interest expense rose $2.4M to $10.2M, primarily due to $1.9M wire fraud loss (gain if recovered).","Net interest income up 6.9% to $8.0M; net interest margin improved 43 bps to 2.70%.","Provision for credit losses increased $429K to $689K due to one new non-accrual loan; credit quality remains strong (non-accrual 0.09%).","Deposits grew 4.2% to $776.5M; borrowings reduced $93.9M; Community Bank Leverage Ratio 15.24%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-027883","json":"https://secwatch.observer/filing/0001140361-25-027883.json","markdown":"https://secwatch.observer/filing/0001140361-25-027883.md","text":"https://secwatch.observer/filing/0001140361-25-027883.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036125027883/0001140361-25-027883-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036125027883/ef20052945_8ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:43:31.597666+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}