---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-027883"
form_type: "8-K/A"
ticker: "BYFC"
cik: "0001001171"
company_name: "BROADWAY FINANCIAL CORP \\DE\\"
filed_at: "2025-07-30T23:59:59+00:00"
generated_at: "2026-05-17T22:43:31.597666+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Broadway Financial revises Q1 2025 results; $1.9M wire fraud loss drives net loss of $1.9M

## Summary
- Net loss of $1.9M ($0.21 diluted EPS) vs. loss of $164K in Q1 2024; net loss attrib. to common $2.6M ($0.30/share).
- Non-interest expense rose $2.4M to $10.2M, primarily due to $1.9M wire fraud loss (gain if recovered).
- Net interest income up 6.9% to $8.0M; net interest margin improved 43 bps to 2.70%.
- Provision for credit losses increased $429K to $689K due to one new non-accrual loan; credit quality remains strong (non-accrual 0.09%).
- Deposits grew 4.2% to $776.5M; borrowings reduced $93.9M; Community Bank Leverage Ratio 15.24%.

## SEC filing metadata
- accession: 0001140361-25-027883
- form_type: 8-K/A
- ticker: BYFC
- cik: 0001001171
- company_name: BROADWAY FINANCIAL CORP \DE\
- filed_at: 2025-07-30T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1001171/000114036125027883/0001140361-25-027883-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1001171/000114036125027883/ef20052945_8ka.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-027883
- JSON: https://secwatch.observer/filing/0001140361-25-027883.json
- Plain text: https://secwatch.observer/filing/0001140361-25-027883.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.