{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-028195","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2025-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.101976+00:00","generated_at":"2026-05-17T22:04:01.447255+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Broadway Financial Q2 2025: net income before preferred $603K, diluted loss ($0.02) per common share","bullets":["Q2 net income before preferred dividends $603K vs $269K YoY; net loss attributable to common $147K after $750K preferred dividends.","Net interest margin improved to 2.63% from 2.41%; cost of funds down to 3.07% from 3.19%.","Deposits up 7.2% ($53.5M) to $798.9M YTD; borrowings reduced 64.6% ($126.3M) to $69.2M.","Q2 non-interest expense includes $1.9M wire fraud loss from Q1 2025; recovery would result in a future gain."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-028195","json":"https://secwatch.observer/filing/0001140361-25-028195.json","markdown":"https://secwatch.observer/filing/0001140361-25-028195.md","text":"https://secwatch.observer/filing/0001140361-25-028195.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036125028195/0001140361-25-028195-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036125028195/ef20053033_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:04:01.447255+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}