secwatch.observer — SEC 8-K summary
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Issuer:     BROADWAY FINANCIAL CORP \DE\ (BYFC)
CIK:        0001001171
Form:       8-K
Filed at:   2025-07-31T23:59:59+00:00
Accession:  0001140361-25-028195
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Broadway Financial Q2 2025: net income before preferred $603K, diluted loss ($0.02) per common share
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- Q2 net income before preferred dividends $603K vs $269K YoY; net loss attributable to common $147K after $750K preferred dividends.
- Net interest margin improved to 2.63% from 2.41%; cost of funds down to 3.07% from 3.19%.
- Deposits up 7.2% ($53.5M) to $798.9M YTD; borrowings reduced 64.6% ($126.3M) to $69.2M.
- Q2 non-interest expense includes $1.9M wire fraud loss from Q1 2025; recovery would result in a future gain.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1001171/000114036125028195/0001140361-25-028195-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1001171/000114036125028195/ef20053033_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-25-028195

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