{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-034574","form_type":"8-K","ticker":"LAD","cik":"0001023128","company_name":"LITHIA MOTORS INC","filed_at":"2025-09-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.146811+00:00","generated_at":"2026-05-17T06:57:08.909727+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Lithia Motors issues $600M of 5.500% Senior Notes due 2030 to repay revolver","bullets":["Aggregate principal $600M, interest 5.500% semi-annual, maturity Oct 1, 2030.","Net proceeds to repay revolving credit borrowings; reborrow for acquisitions, working capital.","Senior unsecured notes rank pari passu with existing senior debt; guaranteed by certain subsidiaries.","Issued in private offering exempt from SEC registration under Securities Act.","Callable on or after Oct 2027 at specified prices; earlier redemption with make-whole premium."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-034574","json":"https://secwatch.observer/filing/0001140361-25-034574.json","markdown":"https://secwatch.observer/filing/0001140361-25-034574.md","text":"https://secwatch.observer/filing/0001140361-25-034574.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1023128/000114036125034574/0001140361-25-034574-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1023128/000114036125034574/ef20055382_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T06:57:08.909727+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"04e1a474e49cf33fbc307e1ca174a1d7b7b6acc3","claim":"LITHIA MOTORS INC incurred senior notes of $600 million aggregate principal amount with U.S. Bank Trust Company, National Association at 5.500% maturing October 1, 2030.","evidence_excerpt":"completed a private offering (the “Offering”) of $600 million aggregate principal amount of its 5.500% Senior Notes due 2030","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1023128/000114036125034574/0001140361-25-034574-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$600 million aggregate principal amount"},{"label":"Counterparty","value":"U.S. Bank Trust Company, National Association"},{"label":"Rate","value":"5.500%"},{"label":"Maturity","value":"October 1, 2030"},{"label":"Event","value":"incurrence"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}