---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-034574"
form_type: "8-K"
ticker: "LAD"
cik: "0001023128"
company_name: "LITHIA MOTORS INC"
filed_at: "2025-09-10T23:59:59+00:00"
generated_at: "2026-05-17T06:57:08.909727+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Lithia Motors issues $600M of 5.500% Senior Notes due 2030 to repay revolver

## Summary
- Aggregate principal $600M, interest 5.500% semi-annual, maturity Oct 1, 2030.
- Net proceeds to repay revolving credit borrowings; reborrow for acquisitions, working capital.
- Senior unsecured notes rank pari passu with existing senior debt; guaranteed by certain subsidiaries.
- Issued in private offering exempt from SEC registration under Securities Act.
- Callable on or after Oct 2027 at specified prices; earlier redemption with make-whole premium.

## SEC filing metadata
- accession: 0001140361-25-034574
- form_type: 8-K
- ticker: LAD
- cik: 0001023128
- company_name: LITHIA MOTORS INC
- filed_at: 2025-09-10T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1023128/000114036125034574/0001140361-25-034574-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1023128/000114036125034574/ef20055382_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-034574
- JSON: https://secwatch.observer/filing/0001140361-25-034574.json
- Plain text: https://secwatch.observer/filing/0001140361-25-034574.txt

## Key facts
- Debt Financings
  LITHIA MOTORS INC incurred senior notes of $600 million aggregate principal amount with U.S. Bank Trust Company, National Association at 5.500% maturing October 1, 2030.
  - Instrument: senior notes
  - Principal: $600 million aggregate principal amount
  - Counterparty: U.S. Bank Trust Company, National Association
  - Rate: 5.500%
  - Maturity: October 1, 2030
  - Event: incurrence
  source text: completed a private offering (the “Offering”) of $600 million aggregate principal amount of its 5.500% Senior Notes due 2030
  evidence_url: https://www.sec.gov/Archives/edgar/data/1023128/000114036125034574/0001140361-25-034574-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.