{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-038759","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.719612+00:00","generated_at":"2026-05-17T02:57:20.978467+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Greene County Bancorp Q1 net income $8.9M, EPS $0.52, record assets, expands into Saratoga County","bullets":["Net income $8.9M ($0.52 EPS) vs $6.3M ($0.37 EPS) a year ago, up 41.7%.","Total assets $3.1B, net loans $1.65B, deposits $2.7B – all record highs.","Net interest margin expanded to 2.48% from 2.03% YoY; net interest spread 2.25% vs 1.76%.","Provision for credit losses $1.3M vs $634K; ACL ratio 1.27% of loans.","Announced expansion into Saratoga County; Clifton Park office grand opening Oct 25, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-038759","json":"https://secwatch.observer/filing/0001140361-25-038759.json","markdown":"https://secwatch.observer/filing/0001140361-25-038759.md","text":"https://secwatch.observer/filing/0001140361-25-038759.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125038759/0001140361-25-038759-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036125038759/ef20057489_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:57:20.978467+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}