{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-25-039620","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.760166+00:00","generated_at":"2026-05-17T01:34:24.141347+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Farmers & Merchants Bancorp releases investor presentation highlighting $5.6B in assets and 4.14% NIM","bullets":["Assets of $5.6B; risk-based capital ratio 15.74%; net interest margin 4.14%.","Tangible common equity ratio 11.26% as of Q3 2025.","Bank operates 33 locations in Central California and SF Bay Area with 380 employees.","Founded 1916; 19th largest US ag lender with over 100 years of ag lending expertise."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-25-039620","json":"https://secwatch.observer/filing/0001140361-25-039620.json","markdown":"https://secwatch.observer/filing/0001140361-25-039620.md","text":"https://secwatch.observer/filing/0001140361-25-039620.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036125039620/0001140361-25-039620-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036125039620/ef20057878_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:34:24.141347+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}