---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-25-039620"
form_type: "8-K"
ticker: "FMCB"
cik: "0001085913"
company_name: "FARMERS & MERCHANTS BANCORP"
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:34:24.141347+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Farmers & Merchants Bancorp releases investor presentation highlighting $5.6B in assets and 4.14% NIM

## Summary
- Assets of $5.6B; risk-based capital ratio 15.74%; net interest margin 4.14%.
- Tangible common equity ratio 11.26% as of Q3 2025.
- Bank operates 33 locations in Central California and SF Bay Area with 380 employees.
- Founded 1916; 19th largest US ag lender with over 100 years of ag lending expertise.

## SEC filing metadata
- accession: 0001140361-25-039620
- form_type: 8-K
- ticker: FMCB
- cik: 0001085913
- company_name: FARMERS & MERCHANTS BANCORP
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1085913/000114036125039620/0001140361-25-039620-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1085913/000114036125039620/ef20057878_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-25-039620
- JSON: https://secwatch.observer/filing/0001140361-25-039620.json
- Plain text: https://secwatch.observer/filing/0001140361-25-039620.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.