--- schema_version: "secwatch.filing_event.v1" accession: "0001140361-26-000050" form_type: "8-K12B" ticker: "PNFP" cik: "0002082866" company_name: "Pinnacle Financial Partners, Inc." filed_at: "2026-01-02T23:59:59+00:00" generated_at: "2026-05-16T11:51:40.140942+00:00" event_type: "m_and_a" sentiment: "positive" materiality_score: 1.0 calibrated_materiality_score: 1.0 confidence: "high" source: SEC EDGAR --- # Pinnacle Financial Partners closes merger with Synovus; trading on NYSE starts Jan 2 ## Summary - Synovus shareholders receive 0.5237 New Pinnacle shares per SNV share; Legacy Pinnacle shares convert 1:1. - New Pinnacle common (PNFP) and preferred series (PNFP-PrA, PrB, PrC) begin trading on NYSE Jan 2, 2026; legacy stocks delisted. - Board expanded to 15 directors; M. Terry Turner named Non-Executive Chair, Tim Bentsen Lead Independent Director. - KPMG appointed as New Pinnacle's independent auditor, effective Jan 1, 2026, replacing prior auditors. - New Pinnacle assumes Synovus and Legacy Pinnacle debt obligations via supplemental indentures and assumption agreements. ## SEC filing metadata - accession: 0001140361-26-000050 - form_type: 8-K12B - ticker: PNFP - cik: 0002082866 - company_name: Pinnacle Financial Partners, Inc. - filed_at: 2026-01-02T23:59:59+00:00 - event_type: m_and_a - sentiment: positive - materiality_score: 1.0 - calibrated_materiality_score: 1.0 - confidence: high - sec_items: 1.01, 2.01, 2.03, 3.01, 3.03, 5.03, 4.01, 5.01, 5.02, 8.01, 9.01 - EDGAR index: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/ef20061822_8k12b.htm ## Machine-readable alternates - HTML: https://secwatch.observer/filing/0001140361-26-000050 - JSON: https://secwatch.observer/filing/0001140361-26-000050.json - Plain text: https://secwatch.observer/filing/0001140361-26-000050.txt ## Source-grounded claims - claim_id: 8e38b07122f4d24cd1d45785270a28bd80fd4a14 claim: Pinnacle Financial Partners, Inc. engaged KPMG LLP as its auditor. evidence_excerpt: 6 Item 4.01 Changes in Registrant’s Certifying Accountant In connection with the completion of the Merger, the New Pinnacle Board (as defined below) approved the appointment of KPMG LLP (“KPMG”) as New Pinnacle’s independent registered public accounting firm evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 0b06ef2d4ebf20d1c8c82e2b6472f483990f2ed2 claim: Pinnacle Financial Partners, Inc. amended senior notes with The Bank of New York Mellon, N.A. at 6.168% Fixed Rate / Floating Rate maturing due 2030. evidence_excerpt: in connection with the completion of the Merger, New Pinnacle and The Bank of New York Mellon, N.A. (“BNY”), as trustee under each of the Series (as defined below), entered into supplemental indentures (collectively, the “Synovus Supplemental Indentures”) with respect to each of Synovus’: (i) 6.168% Fixed Rate / Floating Rate Senior Notes due 2030 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 1f025f8201757cba5a5e97d788d6f398fb6ba0d7 claim: Pinnacle Financial Partners, Inc. amended senior notes with The Bank of New York Mellon, N.A. maturing due 2035. evidence_excerpt: in connection with the completion of the Merger, New Pinnacle and The Bank of New York Mellon, N.A. (“BNY”), as trustee under each of the Series (as defined below), entered into supplemental indentures (collectively, the “Synovus Supplemental Indentures”) with respect to each of Synovus’: (i) 6.168% Fixed Rate / Floating Rate Senior Notes due 2030, (ii) 5.900% Fixed-to-Fixed Rate Subordinated Notes due 2029 and (iii) Junior Subordinated Debt Securities due 2035 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: a2c77b87817f4e5238d5dc858ab90475b54a6cf9 claim: Pinnacle Financial Partners, Inc. amended senior notes with The Bank of New York Mellon, N.A. at 5.900% Fixed-to-Fixed Rate maturing due 2029. evidence_excerpt: in connection with the completion of the Merger, New Pinnacle and The Bank of New York Mellon, N.A. (“BNY”), as trustee under each of the Series (as defined below), entered into supplemental indentures (collectively, the “Synovus Supplemental Indentures”) with respect to each of Synovus’: (i) 6.168% Fixed Rate / Floating Rate Senior Notes due 2030, (ii) 5.900% Fixed-to-Fixed Rate Subordinated Notes due 2029 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: b7e0600823cf7beec91111c29e57539139a687fd claim: Pinnacle Financial Partners, Inc. amended senior notes with The Bank of New York Mellon, N.A. at 5.625% maturing due 2028. evidence_excerpt: Pinnacle Bank and BNY, as agent under each of the respective Synovus Bank Series (as defined below), entered into assumption agreements (collectively, the “Assumption Agreements”) with respect to each of Synovus Bank’s: (i) 5.625% Senior Bank Notes due 2028 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: cb1d6696bd8591fd92e0587bfa8bb74bd8d62843 claim: Pinnacle Financial Partners, Inc. amended senior notes with The Bank of New York Mellon, N.A. at 5.957% Fixed-to-Fixed Rate maturing due 2036. evidence_excerpt: Pinnacle Bank and BNY, as agent under each of the respective Synovus Bank Series (as defined below), entered into assumption agreements (collectively, the “Assumption Agreements”) with respect to each of Synovus Bank’s: (i) 5.625% Senior Bank Notes due 2028 and (ii) 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 1631281ab01afaeabaa84cea2669aa78dd6e26ba claim: Pinnacle Financial Partners, Inc.: Amended and restated bylaws to reflect Merger-related changes (effective 2026-01-01). evidence_excerpt: Effective as of January 1, 2026, in connection with the Merger, New Pinnacle amended and restated its certificate of incorporation and its bylaws to reflect the changes contemplated by the Merger Agreement and described in the Joint Proxy Statement/Prospectus. evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 6c869cc729f416c53efee174065eaba5b84f8918 claim: Pinnacle Financial Partners, Inc.: Amended and restated certificate of incorporation to reflect Merger-related changes (effective 2026-01-01). evidence_excerpt: Effective as of January 1, 2026, in connection with the Merger, New Pinnacle amended and restated its certificate of incorporation and its bylaws to reflect the changes contemplated by the Merger Agreement and described in the Joint Proxy Statement/Prospectus. evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 603ab7088bb623aa704f855a56e67642b2771e48 claim: Pinnacle Financial Partners, Inc. underwent a change of control involving Synovus Financial Corp. and Legacy Pinnacle Financial Partners, Inc. (closed 2026-01-01). evidence_excerpt: Effective January 1, 2026 (the “Closing Date”), Pinnacle Financial Partners, Inc. (formerly Steel Newco Inc.), a Georgia corporation (“New Pinnacle”), completed the previously announced transactions contemplated by the Agreement and Plan of Merger, dated July 24, 2025 (the “Merger Agreement”), by and among Synovus Financial Corp., a Georgia corporation (“Synovus”), Pinnacle Financial Partners, Inc., a Tennessee corporation (“Legacy Pinnacle”), and New Pinnacle. evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 4615b5ab37b2d211d1797cf645342aa8519fd1f1 claim: Pinnacle Financial Partners, Inc. entered into Synovus Supplemental Indentures with The Bank of New York Mellon, N.A.. evidence_excerpt: entered into supplemental indentures (collectively, the “Synovus Supplemental Indentures”) with respect to each of Synovus’: (i) 6.168% Fixed Rate / Floating Rate Senior Notes due 2030, (ii) 5.900% Fixed-to-Fixed Rate Subordinated Notes due 2029 and (iii) Junior Subordinated Debt Securities due 2035 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: 8e80912dcfc36914e51ee5e36782b3c89fd9eb9f claim: Pinnacle Financial Partners, Inc. entered into Assumption Agreements with The Bank of New York Mellon, N.A.. evidence_excerpt: entered into assumption agreements (collectively, the “Assumption Agreements”) with respect to each of Synovus Bank’s: (i) 5.625% Senior Bank Notes due 2028 and (ii) 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm - claim_id: c3d11bc914e8c9ff70eb458f4901ee190ba4e112 claim: Pinnacle Financial Partners, Inc. entered into Legacy Pinnacle Supplemental Indenture with U.S. Bank Trust Company, National Association. evidence_excerpt: entered into a supplemental indenture (the “Legacy Pinnacle Supplemental Indenture”) with respect to Legacy Pinnacle’s 4.125% Fixed to Floating Rate Subordinated Notes due 2029 evidence_url: https://www.sec.gov/Archives/edgar/data/2082866/000114036126000050/0001140361-26-000050-index.htm This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.