{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-001830","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2026-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.499024+00:00","generated_at":"2026-05-16T09:12:40.993254+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Greene County Bancorp reports record quarterly net income of $10.3M for Q2 FY2026","bullets":["Net income of $10.3M ($0.60/shr) for Q2, up from $7.5M ($0.44/shr) a year ago; six-month record $19.2M ($1.13/shr).","Total assets reached $3.1B, net loans $1.7B, both new record highs as of Dec 31, 2025.","Net interest margin expanded 50 bps to 2.54% in Q2; net interest income rose $5.0M YoY to $19.1M.","Nonperforming assets remain low at 0.10% of total assets; allowance for credit losses 1.26% of loans.","Opened first Saratoga County office on time and under budget; ranked 9th in Piper Sandler Sm-All Stars."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-001830","json":"https://secwatch.observer/filing/0001140361-26-001830.json","markdown":"https://secwatch.observer/filing/0001140361-26-001830.md","text":"https://secwatch.observer/filing/0001140361-26-001830.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036126001830/0001140361-26-001830-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036126001830/ef20063570_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:12:40.993254+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}