secwatch.observer — SEC 8-K summary
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Issuer:     GREENE COUNTY BANCORP INC (GCBC)
CIK:        0001070524
Form:       8-K
Filed at:   2026-01-21T23:59:59+00:00
Accession:  0001140361-26-001830
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Greene County Bancorp reports record quarterly net income of $10.3M for Q2 FY2026
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- Net income of $10.3M ($0.60/shr) for Q2, up from $7.5M ($0.44/shr) a year ago; six-month record $19.2M ($1.13/shr).
- Total assets reached $3.1B, net loans $1.7B, both new record highs as of Dec 31, 2025.
- Net interest margin expanded 50 bps to 2.54% in Q2; net interest income rose $5.0M YoY to $19.1M.
- Nonperforming assets remain low at 0.10% of total assets; allowance for credit losses 1.26% of loans.
- Opened first Saratoga County office on time and under budget; ranked 9th in Piper Sandler Sm-All Stars.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1070524/000114036126001830/0001140361-26-001830-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1070524/000114036126001830/ef20063570_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-26-001830

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