{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-001838","form_type":"8-K","ticker":"TRST","cik":"0000357301","company_name":"TRUSTCO BANK CORP N Y","filed_at":"2026-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.390990+00:00","generated_at":"2026-05-16T09:22:42.817775+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"TrustCo Q4 net income up 38% to $15.6M, EPS $0.85; announces 2M share buyback for 2026","bullets":["Net income $15.6M vs $11.3M (+38%); diluted EPS $0.85 vs $0.59 (+44.1%).","Net interest margin 2.82% (+22bps); net interest income $43.7M (+12.4%) YoY.","Full-year 2025 net income $61.1M ($3.25 EPS) vs $48.8M ($2.57 EPS) in 2024.","Repurchased 1M shares (5.3%) in 2025; new program authorizes up to 2M shares (11.1%) for 2026.","Book value per share $38.08 (+7.1% YoY); total shareholder return 29% for the year."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-001838","json":"https://secwatch.observer/filing/0001140361-26-001838.json","markdown":"https://secwatch.observer/filing/0001140361-26-001838.md","text":"https://secwatch.observer/filing/0001140361-26-001838.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357301/000114036126001838/0001140361-26-001838-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357301/000114036126001838/ef20063519_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:22:42.817775+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}