secwatch.observer — SEC 8-K summary
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Issuer:     NBT BANCORP INC (NBTB)
CIK:        0000790359
Form:       8-K
Filed at:   2026-01-26T23:59:59+00:00
Accession:  0001140361-26-002399
Event type: earnings
Sentiment:  positive
Materiality: 0.90
Item codes: 2.02, 5.02, 9.01
LLM model:  deepseek-v4-flash:cloud

NBT Bancorp reports Q4 2025 net income of $55.5M, EPS $1.06, declares dividend increase
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- Q4 2025 net income $55.5M, diluted EPS $1.06, vs $36.0M and $0.76 in Q4 2024.
- Board declares $0.37 per share quarterly dividend, an 8.8% increase, payable March 16, 2026.
- Amy C. Wiles to step down as EVP, Chief Credit Officer and Chief Risk Officer effective May 21, 2026, transitioning to advisory role until retirement Jan 2027.
- Full-year 2025 net income $169.2M, EPS $3.33, compared to $140.6M and $2.97 in 2024.
- Evans Bancorp acquisition closed May 2, 2025, adding $1.67B in loans and $1.86B in deposits.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/790359/000114036126002399/0001140361-26-002399-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/790359/000114036126002399/ef20063876_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-26-002399

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