{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-005050","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2026-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.521099+00:00","generated_at":"2026-05-16T02:54:46.226226+00:00","sec_items":["8.01","9.01"],"event_type":"dividend","sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Farmers & Merchants Bancorp raises quarterly dividend to $5.10; 2025 net income record $93.6M","bullets":["Quarterly cash dividend of $5.10 per share, up from $5.05; payable April 1, 2026 to holders of record March 11, 2026.","Total 2025 dividends $19.35/share, up 6.9% vs $18.10 in 2024; marks 61st consecutive annual dividend increase.","Record 2025 net income $93.6M ($133.96 diluted EPS), up 10.7% from $121.02 in 2024; Q4 net income $23.8M ($34.29 EPS).","Year-end credit quality: allowance 2.08%, net charge-off ratio 0.05%, nonaccrual loans 0.02%.","Capital well above well-capitalized thresholds: CET1 ratio 13.81%, total risk-based capital 15.29%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-005050","json":"https://secwatch.observer/filing/0001140361-26-005050.json","markdown":"https://secwatch.observer/filing/0001140361-26-005050.md","text":"https://secwatch.observer/filing/0001140361-26-005050.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036126005050/0001140361-26-005050-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036126005050/ef20065510_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T02:54:46.226226+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}