---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-26-005050"
form_type: "8-K"
ticker: "FMCB"
cik: "0001085913"
company_name: "FARMERS & MERCHANTS BANCORP"
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T02:54:46.226226+00:00"
event_type: "dividend"
sentiment: "positive"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# Farmers & Merchants Bancorp raises quarterly dividend to $5.10; 2025 net income record $93.6M

## Summary
- Quarterly cash dividend of $5.10 per share, up from $5.05; payable April 1, 2026 to holders of record March 11, 2026.
- Total 2025 dividends $19.35/share, up 6.9% vs $18.10 in 2024; marks 61st consecutive annual dividend increase.
- Record 2025 net income $93.6M ($133.96 diluted EPS), up 10.7% from $121.02 in 2024; Q4 net income $23.8M ($34.29 EPS).
- Year-end credit quality: allowance 2.08%, net charge-off ratio 0.05%, nonaccrual loans 0.02%.
- Capital well above well-capitalized thresholds: CET1 ratio 13.81%, total risk-based capital 15.29%.

## SEC filing metadata
- accession: 0001140361-26-005050
- form_type: 8-K
- ticker: FMCB
- cik: 0001085913
- company_name: FARMERS & MERCHANTS BANCORP
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: dividend
- sentiment: positive
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1085913/000114036126005050/0001140361-26-005050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1085913/000114036126005050/ef20065510_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-26-005050
- JSON: https://secwatch.observer/filing/0001140361-26-005050.json
- Plain text: https://secwatch.observer/filing/0001140361-26-005050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.