---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-26-011363"
form_type: "8-K"
ticker: "MBC"
cik: "0001941365"
company_name: "MasterBrand, Inc."
filed_at: "2026-03-26T23:59:59+00:00"
generated_at: "2026-05-15T08:54:06.774424+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# MasterBrand amends credit agreement to ease covenants ahead of planned merger with American Woodmark

## Summary
- Second Amendment adds new pricing tier and relaxes net leverage and interest coverage covenants until Jan 1, 2027 or merger close.
- Consent fee of 0.05% paid to consenting lenders; amendment effective March 26, 2026.
- Lenders include JPMorgan, Bank of America, KeyBank, Mizuho, PNC, TD, Wells Fargo, and others.
- Merger with American Woodmark Corporation referenced as trigger for covenant relief expiration.

## SEC filing metadata
- accession: 0001140361-26-011363
- form_type: 8-K
- ticker: MBC
- cik: 0001941365
- company_name: MasterBrand, Inc.
- filed_at: 2026-03-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1941365/000114036126011363/0001140361-26-011363-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1941365/000114036126011363/ef20068772_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-26-011363
- JSON: https://secwatch.observer/filing/0001140361-26-011363.json
- Plain text: https://secwatch.observer/filing/0001140361-26-011363.txt

## Source-grounded claims
- claim_id: a6749bacc67761f0b4b3de9afef729e65d8c9201
  claim: MasterBrand, Inc. amended credit facility with JPMorgan Chase Bank, N.A., as administrative agent and the lenders party thereto at adds a new category of pricing in respect of the margin over the base reference.
  evidence_excerpt: On March 26, 2026, MasterBrand, Inc. (“MasterBrand”) and certain of its subsidiaries entered into the Second Amendment to Amended and Restated Credit Agreement (the “Second Amendment”) with JPMorgan Chase Bank, N.A., as administrative agent (the “Administrative Agent”) and the lenders party thereto, which amends that certain Amended and Restated Credit Agreement, dated as of June 27, 2024 (as amended by the First Amendment to Amended and Restated Credit Agreement, dated as of November 3, 2025, the “Existing Credit Agreement” and, the Existing Credit Agreement as amended by the Second Amendment, the “Credit Agreement”). The Second Amendment (i) adds a new category of pricing in respect of the margin over the base reference rate as to loans thereunder and (ii) changes the threshold for the net leverage ratio financial covenant and minimum interest coverage ratio financial covenant in the Existing Credit Agreement until (but excluding) the earlier of (A) January 1, 2027 and (B) the date t
  evidence_url: https://www.sec.gov/Archives/edgar/data/1941365/000114036126011363/0001140361-26-011363-index.htm
- claim_id: 603856655379203a1db0ed73e1e82c50945034b7
  claim: MasterBrand, Inc. amended Second Amendment to Amended and Restated Credit Agreement with JPMorgan Chase Bank, N.A., as administrative agent and the lenders party thereto (effective 2026-03-26).
  evidence_excerpt: On March 26, 2026, MasterBrand, Inc. (“MasterBrand”) and certain of its subsidiaries entered into the Second Amendment to Amended and Restated Credit Agreement (the “Second Amendment”) with JPMorgan Chase Bank, N.A., as administrative agent (the “Administrative Agent”) and the lenders party thereto, which amends that certain Amended and Restated Credit Agreement, dated as of June 27, 2024 (as amended by the First Amendment to Amended and Restated Credit Agreement, dated as of November 3, 2025, the “Existing Credit Agreement” and, the Existing Credit Agreement as amended by the Second Amendment, the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1941365/000114036126011363/0001140361-26-011363-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.