---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-26-011757"
form_type: "8-K"
ticker: "NUS"
cik: "0001021561"
company_name: "NU SKIN ENTERPRISES, INC."
filed_at: "2026-03-27T23:59:59+00:00"
generated_at: "2026-05-15T08:30:55.007241+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Nu Skin closes $175M term loan and $75M revolver in credit refinancing

## Summary
- $175M term loan fully drawn to repay existing credit agreement; $75M revolving facility also available.
- Five-year maturity; interest is Term SOFR plus initial spread of 1.75% or base rate plus 0.75%.
- Covenants require consolidated leverage ratio ≤2.25x and interest coverage ratio ≥3.00x.
- Obligations guaranteed by material domestic subsidiaries and secured by capital stock of those subsidiaries.
- Bank of America serves as administrative agent; HSBC, KeyBank, Zions, Bangkok Bank, Citibank also lenders.

## SEC filing metadata
- accession: 0001140361-26-011757
- form_type: 8-K
- ticker: NUS
- cik: 0001021561
- company_name: NU SKIN ENTERPRISES, INC.
- filed_at: 2026-03-27T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1021561/000114036126011757/0001140361-26-011757-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1021561/000114036126011757/ef20069119_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-26-011757
- JSON: https://secwatch.observer/filing/0001140361-26-011757.json
- Plain text: https://secwatch.observer/filing/0001140361-26-011757.txt

## Source-grounded claims
- claim_id: 33db828bf36dbfd95ad3fdeab857500c84f85fe4
  claim: NU SKIN ENTERPRISES, INC. incurred credit facility of $175 million term loan facility and a $75 million revolving credit facility with Bank of America, N.A. at Term SOFR plus an initial spread of 1.75% per annum maturing five years.
  evidence_excerpt: The Credit Agreement provides for a $175 million term loan facility and a $75 million revolving credit facility, each with a term of five years
  evidence_url: https://www.sec.gov/Archives/edgar/data/1021561/000114036126011757/0001140361-26-011757-index.htm
- claim_id: ad3d4d5d6bb68be598b33dc2b176bd3f739f4cdc
  claim: NU SKIN ENTERPRISES, INC. amended Credit Agreement with Bank of America, N.A., as Administrative Agent, and the Lenders from time to time party thereto valued at $175 million term loan facility and a $75 million revolving credit facility (effective 2026-03-27).
  evidence_excerpt: On March 27, 2026 (the “Closing Date”), Nu Skin Enterprises, Inc. (the “Company”) entered into that certain Second Amendment and Restatement Agreement in connection with the Second Amended and Restated Credit Agreement (the “Credit Agreement”) by and among the Company, as Borrower, the Lenders from time to time party thereto and Bank of America, N.A., as Administrative Agent, which amends and restates the Company’s existing amended and restated credit agreement, dated as of June 14, 2022 (as amended, supplemented or otherwise modified prior to the Closing Date, the “Existing Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1021561/000114036126011757/0001140361-26-011757-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.