{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-015892","form_type":"8-K","ticker":"TRST","cik":"0000357301","company_name":"TRUSTCO BANK CORP N Y","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.581889+00:00","generated_at":"2026-05-15T05:12:33.556487+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"TrustCo Q1 2026 net income $16.3M, EPS $0.91 up 21% YoY; NIM expands 20bps","bullets":["Net income of $16.3M (+14.1% YoY); diluted EPS $0.91 (+21.3% YoY).","Net interest income $44.7M (+10.7% YoY); NIM 2.84% (+20bps vs 2.64%).","Average loans up $158.9M (+3.1% YoY); loan portfolio now exceeds $5.29B.","Repurchased 522,226 shares (2.9%) in Q1; on pace for 2M shares (11.1%) in 2026.","Book value per share $38.32 (+6% YoY); provision for credit losses $950K."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-015892","json":"https://secwatch.observer/filing/0001140361-26-015892.json","markdown":"https://secwatch.observer/filing/0001140361-26-015892.md","text":"https://secwatch.observer/filing/0001140361-26-015892.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357301/000114036126015892/0001140361-26-015892-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357301/000114036126015892/ef20071047_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:12:33.556487+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3377b354453130a17a9010cfc56eb7d7bda6e80c","claim":"TRUSTCO BANK CORP N Y reported first quarter of 2026 results: net income $16.3 million, EPS $0.91 diluted earnings per share.","evidence_excerpt":"This resulted in first quarter 2026 net income of $16.3 million, or $0.91 diluted earnings per share, compared to net income of $14.3 million, or $0.75 diluted earnings per share, for the first quarter 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/357301/000114036126015892/0001140361-26-015892-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$16.3 million"},{"label":"EPS","value":"$0.91 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}