secwatch.observer — SEC 8-K summary
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Issuer:     TRUSTCO BANK CORP N Y (TRST)
CIK:        0000357301
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0001140361-26-015892
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

TrustCo Q1 2026 net income $16.3M, EPS $0.91 up 21% YoY; NIM expands 20bps
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- Net income of $16.3M (+14.1% YoY); diluted EPS $0.91 (+21.3% YoY).
- Net interest income $44.7M (+10.7% YoY); NIM 2.84% (+20bps vs 2.64%).
- Average loans up $158.9M (+3.1% YoY); loan portfolio now exceeds $5.29B.
- Repurchased 522,226 shares (2.9%) in Q1; on pace for 2M shares (11.1%) in 2026.
- Book value per share $38.32 (+6% YoY); provision for credit losses $950K.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/357301/000114036126015892/0001140361-26-015892-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/357301/000114036126015892/ef20071047_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-26-015892

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer