---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-26-016085"
form_type: "8-K"
ticker: "GCBC"
cik: "0001070524"
company_name: "GREENE COUNTY BANCORP INC"
filed_at: "2026-04-22T23:59:59+00:00"
generated_at: "2026-05-15T04:49:11.730865+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Greene County Bancorp posts record Q3 net income of $10.5M, authorizes 400K share buyback

## Summary
- Net income $10.5M ($0.62/diluted share) for Q3 FY2026, up 29.6% YoY; nine-month net income $29.7M ($1.74/share), up 36.1%.
- Total assets hit record $3.2B; net loans $1.7B and total deposits $2.8B, all-time highs.
- Board authorized stock repurchase of up to 400,000 shares at management's discretion.
- Pre-provision net income $31.6M for nine months, up 31.6% from $24.0M a year ago.
- Net interest margin expanded 45 bps to 2.59% for nine months; credit quality stable with nonperforming assets at 0.10% of assets.

## SEC filing metadata
- accession: 0001140361-26-016085
- form_type: 8-K
- ticker: GCBC
- cik: 0001070524
- company_name: GREENE COUNTY BANCORP INC
- filed_at: 2026-04-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070524/000114036126016085/0001140361-26-016085-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070524/000114036126016085/ef20071192_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-26-016085
- JSON: https://secwatch.observer/filing/0001140361-26-016085.json
- Plain text: https://secwatch.observer/filing/0001140361-26-016085.txt

## Key facts
- Earnings Releases
  GREENE COUNTY BANCORP INC reported three and nine months ended March 31, 2026 results: net income $10.5 million ... $29.7 million, EPS $0.62 per basic and diluted share ... $1.74 per basic and diluted share.
  - Period: three and nine months ended March 31, 2026
  - Net income: $10.5 million ... $29.7 million
  - EPS: $0.62 per basic and diluted share ... $1.74 per basic and diluted share
  - Result: reported results
  source text: Net income for the three and nine months ended March 31, 2026 was $10.5 million, or $0.62 per basic and diluted share, and $29.7 million, or $1.74 per basic and diluted share, respectively, as compared to $8.1 million, or $0.47 per basic and diluted share, and $21.8 million, or $1.28 per basic and diluted share, for the three and nine months ended March 31, 2025, respectively.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1070524/000114036126016085/0001140361-26-016085-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.