{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-016185","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.930136+00:00","generated_at":"2026-05-15T04:24:30.081779+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Farmers & Merchants Bancorp Q1 2026: ROA 1.68%, NIM 4.25%, assets $5.8B","bullets":["Assets $5.8B, ROA 1.68%, ROE 14.69%, NIM (tax-equiv) 4.25% as of March 31, 2026.","Credit quality strong: one non-performing CRE loan of $730K (0.02% of loans); net recoveries of $43K in Q1.","Ag lending portfolio $951.3M (26.3% of loans); 20th largest US Ag lender with zero non-performing Ag loans.","91 consecutive years of dividends, 61 years of increases; repurchased 181 shares in Q1-26.","New branches planned: Walnut Creek, Livingston, Lockeford opening Q3 2026; Lafayette Q2 2027."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-016185","json":"https://secwatch.observer/filing/0001140361-26-016185.json","markdown":"https://secwatch.observer/filing/0001140361-26-016185.md","text":"https://secwatch.observer/filing/0001140361-26-016185.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036126016185/0001140361-26-016185-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036126016185/ef20071199_form8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:24:30.081779+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}