secwatch.observer — SEC 8-K summary
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Issuer:     FARMERS & MERCHANTS BANCORP (FMCB)
CIK:        0001085913
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001140361-26-016185
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Farmers & Merchants Bancorp Q1 2026: ROA 1.68%, NIM 4.25%, assets $5.8B
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- Assets $5.8B, ROA 1.68%, ROE 14.69%, NIM (tax-equiv) 4.25% as of March 31, 2026.
- Credit quality strong: one non-performing CRE loan of $730K (0.02% of loans); net recoveries of $43K in Q1.
- Ag lending portfolio $951.3M (26.3% of loans); 20th largest US Ag lender with zero non-performing Ag loans.
- 91 consecutive years of dividends, 61 years of increases; repurchased 181 shares in Q1-26.
- New branches planned: Walnut Creek, Livingston, Lockeford opening Q3 2026; Lafayette Q2 2027.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1085913/000114036126016185/0001140361-26-016185-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1085913/000114036126016185/ef20071199_form8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-26-016185

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