{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-017451","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2026-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.766679+00:00","generated_at":"2026-05-15T02:38:26.435803+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Broadway Financial Q1 net income $1.6M vs loss; loans and deposits grow, borrowings eliminated","bullets":["Net income before preferred dividends $1.6M ($0.09 diluted EPS) vs net loss $2.7M (-$0.39) in Q1 2025, a $4.3M improvement.","Net income attributable to common stockholders $810K, up 123.6% from net loss $3.4M a year ago.","Total loans increased 4.2% ($42.7M) to $1.1B; deposits up 16.9% ($155.5M) to $1.1B vs Dec 31, 2025.","Borrowings reduced to $0 from $72M; net interest margin expanded 28 bps to 2.91%.","Non-accrual loans 1.07% of total loans; Community Bank Leverage Ratio 14.09%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-017451","json":"https://secwatch.observer/filing/0001140361-26-017451.json","markdown":"https://secwatch.observer/filing/0001140361-26-017451.md","text":"https://secwatch.observer/filing/0001140361-26-017451.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036126017451/0001140361-26-017451-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036126017451/ef20071637_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T02:38:26.435803+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5db41084a56dfe955419aa1e0880fff78325765f","claim":"BROADWAY FINANCIAL CORP \\DE\\ reported first quarter of 2026 results: net income consolidated net income before preferred dividends of $1.6 million, EPS $0.09 per diluted share.","evidence_excerpt":"of City First Bank, National Association (the “Bank”, and collectively, with the Company, “City First Broadway”), reported consolidated net income before preferred dividends of $1.6 million, or $0. 09 per diluted share, for the first quarter of 2026, compared to consolidated net loss before preferred dividends of $2.7 million, or ($0.39) per diluted share, for the","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1001171/000114036126017451/0001140361-26-017451-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"consolidated net income before preferred dividends of $1.6 million"},{"label":"EPS","value":"$0.09 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}