---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-26-017451"
form_type: "8-K"
ticker: "BYFC"
cik: "0001001171"
company_name: "BROADWAY FINANCIAL CORP \\DE\\"
filed_at: "2026-04-28T23:59:59+00:00"
generated_at: "2026-05-15T02:38:26.435803+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Broadway Financial Q1 net income $1.6M vs loss; loans and deposits grow, borrowings eliminated

## Summary
- Net income before preferred dividends $1.6M ($0.09 diluted EPS) vs net loss $2.7M (-$0.39) in Q1 2025, a $4.3M improvement.
- Net income attributable to common stockholders $810K, up 123.6% from net loss $3.4M a year ago.
- Total loans increased 4.2% ($42.7M) to $1.1B; deposits up 16.9% ($155.5M) to $1.1B vs Dec 31, 2025.
- Borrowings reduced to $0 from $72M; net interest margin expanded 28 bps to 2.91%.
- Non-accrual loans 1.07% of total loans; Community Bank Leverage Ratio 14.09%.

## SEC filing metadata
- accession: 0001140361-26-017451
- form_type: 8-K
- ticker: BYFC
- cik: 0001001171
- company_name: BROADWAY FINANCIAL CORP \DE\
- filed_at: 2026-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1001171/000114036126017451/0001140361-26-017451-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1001171/000114036126017451/ef20071637_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-26-017451
- JSON: https://secwatch.observer/filing/0001140361-26-017451.json
- Plain text: https://secwatch.observer/filing/0001140361-26-017451.txt

## Key facts
- Earnings Releases
  BROADWAY FINANCIAL CORP \DE\ reported first quarter of 2026 results: net income consolidated net income before preferred dividends of $1.6 million, EPS $0.09 per diluted share.
  - Period: first quarter of 2026
  - Net income: consolidated net income before preferred dividends of $1.6 million
  - EPS: $0.09 per diluted share
  - Result: reported results
  source text: of City First Bank, National Association (the “Bank”, and collectively, with the Company, “City First Broadway”), reported consolidated net income before preferred dividends of $1.6 million, or $0. 09 per diluted share, for the first quarter of 2026, compared to consolidated net loss before preferred dividends of $2.7 million, or ($0.39) per diluted share, for the
  evidence_url: https://www.sec.gov/Archives/edgar/data/1001171/000114036126017451/0001140361-26-017451-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.