{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-029401","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2026-07-23T18:45:33+00:00","discovered_at":"2026-07-23T18:47:22.706278+00:00","generated_at":"2026-07-23T18:47:37.172924+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Farmers & Merchants Bancorp mid-year update: ROA 1.70%, NIM 4.22%, TCE 11.45%","bullets":["Assets $5.8B; NIM 4.22%; ROA 1.70%; ROE 14.75%; TCE 11.45%; RBC 16.04% as of June 30, 2026.","Non-performing loans only $2.7M (0.07% of loans); ACL $77.3M (2.08% of loans); net charge-offs YTD $122K.","Ranked #1 Best Bank in California and #5 Best Bank in US by Bank Director's Magazine (Feb 2026).","Dividend: 91 consecutive years, 61 years of increases; repurchased 33,562 shares in 2025, 240 in H1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-029401","json":"https://secwatch.observer/filing/0001140361-26-029401.json","markdown":"https://secwatch.observer/filing/0001140361-26-029401.md","text":"https://secwatch.observer/filing/0001140361-26-029401.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036126029401/0001140361-26-029401-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036126029401/ef20078645_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T18:47:37.172924+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}