secwatch.observer — SEC 8-K summary
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Issuer:     FARMERS & MERCHANTS BANCORP (FMCB)
CIK:        0001085913
Form:       8-K
Filed at:   2026-07-23T18:45:33+00:00
Accession:  0001140361-26-029401
Event type: other_material
Sentiment:  positive
Materiality: 0.65
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Farmers & Merchants Bancorp mid-year update: ROA 1.70%, NIM 4.22%, TCE 11.45%
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- Assets $5.8B; NIM 4.22%; ROA 1.70%; ROE 14.75%; TCE 11.45%; RBC 16.04% as of June 30, 2026.
- Non-performing loans only $2.7M (0.07% of loans); ACL $77.3M (2.08% of loans); net charge-offs YTD $122K.
- Ranked #1 Best Bank in California and #5 Best Bank in US by Bank Director's Magazine (Feb 2026).
- Dividend: 91 consecutive years, 61 years of increases; repurchased 33,562 shares in 2025, 240 in H1 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1085913/000114036126029401/0001140361-26-029401-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1085913/000114036126029401/ef20078645_8k.htm
  HTML page:      https://secwatch.observer/filing/0001140361-26-029401

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer