Greene County Bancorp reports record FY2026 net income of $41.0M, up 31.7% YoY

GREENE COUNTY BANCORP INC

Net income $41.0M ($2.41 EPS) vs $31.1M ($1.83 EPS) in FY2025; quarterly net income $11.3M ($0.67 EPS).
Total assets $3.2B, net loans $1.7B, deposits $2.7B; all record highs.
Net interest margin expanded 46 bps to 2.65% for FY2026; net interest income up $17.8M to $77.9M.
Provision for credit losses $2.0M (up from $1.3M) driven by loan growth; nonperforming loans $3.9M (0.23% of net loans).
Company redeemed $20M subordinated notes in Oct 2025; terminated defined benefit pension plan with $905K non-cash charge.

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