NBT Bancorp Q2 net income $53M, EPS $1.02; raises dividend 8.1% to $0.40

NBT BANCORP INC

Q2 2026 net income $53.0M ($1.02 diluted EPS) vs $22.5M ($0.44) in Q2 2025; operating diluted EPS $1.01.
Quarterly cash dividend raised 8.1% to $0.40 per share, payable Sept 15, 2026; 14th consecutive annual increase.
Net interest margin (FTE) 3.73%, up 14 bps YoY; period-end loans $11.87B (+2.4% from Dec 2025).
Redeemed $25M subordinated debt (3.50% fixed, converted to floating 6.50%) on June 30, 2026.
Tangible book value per share $27.71, up 4.4% from Dec 2025; CET1 ratio 12.24%.

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