{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-26-029886","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2026-07-28T20:20:43+00:00","discovered_at":"2026-07-28T20:22:00.578747+00:00","generated_at":"2026-07-28T20:22:22.860040+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Broadway Financial Q2 2026 net income $218K; loans up 10.8% in H1","bullets":["Net income attributable to common stockholders of $218K ($0.02 diluted EPS) vs $409K in Q1 2026 and $2K in Q2 2025.","Pre-provision net revenue rose 82.2% to $3.0M from $1.6M in prior quarter.","Total loans increased $110M (10.8%) and deposits grew $197M (21.5%) in first half of 2026.","Credit quality stable: non-accrual loans 0.98% of total loans; NPA ratio 0.71%.","Community Bank Leverage Ratio remained strong at 13.20%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-26-029886","json":"https://secwatch.observer/filing/0001140361-26-029886.json","markdown":"https://secwatch.observer/filing/0001140361-26-029886.md","text":"https://secwatch.observer/filing/0001140361-26-029886.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036126029886/0001140361-26-029886-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036126029886/ef20078897_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T20:22:22.860040+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}