---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-26-029886"
form_type: "8-K"
ticker: "BYFC"
cik: "0001001171"
company_name: "BROADWAY FINANCIAL CORP \\DE\\"
filed_at: "2026-07-28T20:20:43+00:00"
generated_at: "2026-07-28T20:22:22.860040+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Broadway Financial Q2 2026 net income $218K; loans up 10.8% in H1

## Summary
- Net income attributable to common stockholders of $218K ($0.02 diluted EPS) vs $409K in Q1 2026 and $2K in Q2 2025.
- Pre-provision net revenue rose 82.2% to $3.0M from $1.6M in prior quarter.
- Total loans increased $110M (10.8%) and deposits grew $197M (21.5%) in first half of 2026.
- Credit quality stable: non-accrual loans 0.98% of total loans; NPA ratio 0.71%.
- Community Bank Leverage Ratio remained strong at 13.20%.

## SEC filing metadata
- accession: 0001140361-26-029886
- form_type: 8-K
- ticker: BYFC
- cik: 0001001171
- company_name: BROADWAY FINANCIAL CORP \DE\
- filed_at: 2026-07-28T20:20:43+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1001171/000114036126029886/0001140361-26-029886-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1001171/000114036126029886/ef20078897_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-26-029886
- JSON: https://secwatch.observer/filing/0001140361-26-029886.json
- Plain text: https://secwatch.observer/filing/0001140361-26-029886.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.