earnings
confidence high
sentiment positive
materiality 0.60
Bank7 Q3 net income $10.20M, EPS $1.06, up 22% from Q2; Century merger to close Nov 1
Bank7 Corp.
- Q3 2026 net income $10.20M vs $8.35M in Q2 2026 (+22.25%); EPS $1.06 vs $0.87 (+21.84%) — comparisons are sequential, not year-over-year.
- Pre-provision pre-tax earnings $13.62M (+23.65% QoQ); total interest income $31.93M vs $30.93M (+3.25%).
- Total assets $2.01B (+4.84% QoQ) and total loans $1.63B (+2.22%), with loan growth achieved despite significant payoffs.
- Century Financial merger has all regulatory approvals and shareholder approval; expected close November 1, 2026, extending franchise into New Mexico with expected accretive earnings impact.
- Capital at Sept 30, 2026: Bank Tier 1 leverage 14.12%, Tier 1 risk-based 15.18%, total risk-based 16.31%; dividend payout ratio 24.8% vs 34% peer average; 55% insider ownership.